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2004-16 Do multimarket banks set uniform loan rates across markets?

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posted on 2023-08-04, 07:38 authored by Robert FeinbergRobert Feinberg

Recent work has suggested that multimarket banks tend to offer the same deposit interest rates in all local markets served, with implications for a broader geographic market definition. This note examines comparable evidence on the consumer loan side, finding that while some banks may offer the same or similar loan rates across geographic markets – especially within the same state -- this does not seem to apply more generally.

History

Publisher

Department of Economics, American University

Language

English

Notes

Working Paper No. 2004-16. 15 pages.

Handle

http://hdl.handle.net/1961/2004workingpapers:20

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